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Credit Club now holds your full Experian Credit Report, so you can see what lenders really know, incl payment history, applications, what credit you have and more.
Lenders separately assess how much you can afford to borrow, factoring in income and expenditure. Our affordability score mimics that.
Your Credit Score's based on what's in your Credit Report and is a speedy overview of how well you're managing your credit accounts.
What really counts is if you apply for products, will you get 'em? We show your chances of getting a basket of top credit cards & loans.